REMOTE Services

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Remote Deposit

The most convenient way to bank is Remote Deposit.  Deposit checks right from your own PC from Your Desk!

Remote Deposit allows you to deposit checks directly to your account right from your office. Simply scan your checks using one of our desktop scanners which will then convert them to images and deposit them into your account via our secure Remote Deposit portal.

Remote Deposit is not only the most convenient way to bank, but it is easy too. With The Bank of Santa Barbara Remote Deposit, you reduce the time to prepare deposits and most importantly, you eliminate the trips to the bank. In addition, because your checks are processed electronically, funds may be available sooner than if you wait to make deposits in person. As if this is not enough, think about no deadlines. Even with a courier, you are dealing with a specific schedule, but with The Bank of Santa Barbara Remote Deposit, you don’t have a deadline. With Remote Deposit, you make deposits on your schedule, even after normal banking hours.

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Merchant Services

At The Bank of Santa Barbara we offer a full range of Merchant Services from Credit Card Processing to Remote Check Capture. At the Bank of Santa Barbara there is no waiting in long lines as we have a special service representative reserved just for you.

FREE Credit Card Processing Analysis. Why wait? Call us today.

  • Complete credit and debit card processing for all major card providers.
  • Equipment purchase and rental programs.
  • Online merchant account information to check transactions and deposits, anywhere and anytime.
  • Check Conversion services.

Value-added services for your business.

  • Assistance with quick installation & employee training.
  • Emergency replacement units
  • Easy-to-read and reconcile statements.
  • Rapid deposit of your credit card funds into your account at The Bank of Santa Barbara.

Fully disclosed, competitive pricing.

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Lockbox

Speed collections and streamline remittance processing for improved cash flow. The Bank of Santa Barbara specialists recommend and customize lockbox services to meet your business and reporting requirements, taking into consideration the type and volume of remittances you process.

Our lockbox services automate the collection and reporting of your remittances and offer many benefits, including:

  • Conveniently view images of payments and remittance documents over the Web
  • Improve availability of funds with our frequent pickups
  • Reduce in-house labor costs and manual errors with automated capture of remittance information
  • Customized processing and online reports provide information to improve control of funds

There are different lockbox services designed to meet the specific needs of your business. The Bank of Santa Barbara can help you choose the best lockbox service for your remittance volume and type.

Our Specialized Lockboxes

Healthcare lockbox - The Bank of Santa Barbara RemitStream Healthcare Lockbox Service extends lockbox processing into a revenue cycle management suite of services for healthcare providers. In addition to image lockbox (described below) Healthcare Lockbox services include conversion of paper transactions into electronic remittance advices. These advices are then “Re-associated with electronic payments and provides you with the ability to automatically post files in a format compliant with the Health Insurance and Portability Act of 1996 (HIPAA). You can also select web-based reports and searches down to the patient account level. Manage denials and exceptions and secondary billing services via a single web portal.

Image lockbox - The Bank of Santa Barbara RemitStream Image Lockbox Service provides you with a "green" solution for your lockbox payments. Instead of a traditional paper remittance package, you receive electronic images of all checks, envelopes, and other remittance documents processed in our lockbox operations. Black-and-white check images and color remittance-document images are made available to you on the same day checks are processed. You and your remitters benefit from a complete image environment.

Image Archive – With The Bank of Santa Barbara Image Archive Service, images are retained in our Short-Term Image Archive for 180 days or in our Long-Term Image Archive for one, three, or seven years. The images are accessible with a web browser from a PC within hours of processing. Archive users reduce their paper handling and storage costs, no longer needing to search through stacks of paper to locate transactions.

The Bank of Santa Barbara Image Lockbox is processed the same way as a Wholesale Lockbox. During processing, we use advanced imaging technology to capture digitized images of checks, coupons, invoices, envelopes, and other payment documents.

After processing, we can create an image cash letter or X9.37 file of your check data and images and transmit the file to clear the checks electronically. Images are made available via the Internet (same-day), CD-ROM/DVD (daily, weekly or monthly) or image transmission sent directly to your back-office operations. We work with you to determine the best imaging option for your payment research and customer service needs.

The Bank of Santa Barbara lockbox services can save your business time and money and reduce errors.

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Courier

At The Bank of Santa Barbara, we stress service AND convenience. That is why we have The Bank of Santa Barbara Courier Service. Why take your staff away from their normal responsibilities just to run to the bank. We can arrange to have The Bank of Santa Barbara Courier schedule a regular, or even an impromptu pick-up or delivery to meet your needs. Our standard courier is secure and bonded.

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