Electronic Banking

Real-Time / On-Line Banking

INTRODUCING A NEW AGE OF BUSINESS

Now you can find out your business' cash position right away - and act instantly on this information.  The Bank of Santa Barbara Business Cash Management puts fast, full-time financial control in your hands. You can transfer funds to cover anticipated debits, draft customer accounts for pre-authorized payments, use ACH to pay your payroll and initiate wire transfers - all with just a few clicks of your mouse.

While making your company's cash work harder, Business Cash Management also makes your job easier. Initiating transactions will take a fraction of the time you may be spending now, or you can delegate tasks to your staff, with the confidence that their access and abilities will be restricted as you specify. Shift into the fast lane of business with Business Cash Management. Equipped with this integrated suite of financial tools and 24 x 7 account access, you'll be able to manage your cash flow more efficiently and effectively. It's a new age of control, convenience, and security for businesses like yours.

Control

Businesses today need fast, flexible ways to manage their cash, with 24-hour, seven-day-a-week access. The Bank of Santa Barbara’s Business Cash Management gives you unparalleled control, with balance reporting, multiple disbursement and payment options, and a host of other features to help you optimize your cash flow.

Convenience

With Business Cash Management, you save time and effort by managing your financial position through the Internet. You can review and download account information, transfer funds, initiate wires or generate ACH files whenever you wish.

Security

You can feel as secure and confident online as you do when you walk into the lobby of The Bank.  Our Business Cash Management uses advanced Internet security algorithms to guard the privacy of your company’s information and transactions. State-of-the-art permission controls allows you complete flexibility in managing internal access to information and authorization to consummate transactions.  You can instantly add, delete, or modify user access to the system,  to specific accounts, or restrict certain activities.

Enhanced Login Security

We have recently implemented Enhanced Login Security for our Online Banking systems. Enhanced Login Security is an additional layer of protection beyond the username and password that you previously used to login.   Have a banker contact me about Enhanced Login Security

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Mobile Banking

Coming soon.

The Bank of Santa Barbara easy-to-use mobile banking product is designed to provide you with another form of self-directed convenience in banking.  You can use you cell phone, or virtually any other handheld device with a browser, to access The Bank of Santa Barbara’s Mobile Money Service.  This secure solution enables you to check account balances, view recent transactions, pay bills, receive alerts and transfer funds between accounts – all in real time.

A new interface, iPhone Mobile Money enables you to access your account from an iPhone or iPod touch.  All elements of iPhone Mobile Money are designed and scaled to match the appearance of the iPhone, and you can use the multitouch screen to perform all of the functions available through Mobile Money. These devices also provide the ability to view check images, a feature that’s not available with any other mobile banking product on the market.

For our business customers, The Bank of Santa Barbara Corporate Mobile Money builds on the functionality of our consumer mobile banking solution to offer businesses many of the same convenient features and customizable options. This solution also enables you to complete additional cash management tasks, including ACH and wire transfers, and review of transactions that require approval.

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Cash Management

Our Business Cash Management Product Offers You the Ability to:

  • Review account information
  • Set up automatic e-mail alerts
  • Move funds between accounts via book transfers
  • Initiate wire transfers
  • Concentrate and disburse funds via ACH
  • Originate payroll via ACH
  • Reconcile your accounts
  • Place stop payments
  • Export a file of your transactions to QuickBooks®, Quicken®, or a comma-delimited file format
  • Provide specific functionality to different staff members and control the accounts and services they may access
  • Request customer service or keep up-to-date with what's new via e-mail
  • Positive Pay

BUSINESS MOVES FAST - DON'T GET LEFT BEHIND

Call your representative TODAY to learn more about The Bank of Santa Barbara Business Cash Management. 
Use the power of the Internet to save time, increase efficiency - and shift your business into the fast lane. To find out about moving into the Internet Age with Business Cash Management, contact your representative at 805-730-7860.

We are located at 12 E. Figueroa St., Santa Barbara, California, and our phone number is 805-730-7860.

Click here to see our Business Online Services Agreement

*Files are in PDF format; Acrobat Reader required. To get a copy of Acrobat Reader, click here

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Electronic Statements

Go Green!

Sign up for Online Statements and help the environment while making your life easier. With The Bank of Santa Barbara e-statement, you don’t have to wait for the mail. Instead, you receive email alerts when your statements are available for your review. You can also leave the filing, organization, and record-keeping to us. We keep up to 18 months of your statements organized and easily accessible from wherever you have internet access. And, it is more secure. Less financial information in your mailbox reduces your risk of identity theft. Almost 85% of identity theft cases start with stolen paper statements, bills, or checks. On average, it is twice as fast to detect fraud by monitoring accounts electronically as it is via paper statements. Online statements are password protected and encrypted on our secure online banking platform. When you stop your monthly paper checking or savings account statements, you can help the environment by reducing paper consumption, and best of all, they're free!

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Positive Pay

The Bank of Santa Barbara’s integration with the Transaction Authorization System (TAS) from Fiserv enables you to monitor your positive pay file through your online banking account, expediting the fraud-reducing process of reviewing exception items and making decisions on these transactions.

Providing next-generation risk management, TAS is a browser-based system that automatically identifies exception items by comparing information in those files with transactions posted to you accounts. Positive pay files can also be customized to identify transactions as exception items if they exceed a pre-defined dollar amount. You are able to review the exception items and make your own decisions about these items.

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